UAE health insurance is comprehensive but plans vary. Here is what to verify before any surgery.
Network status
Confirm your hospital is in-network for your plan.
Pre-authorisation
Most surgery requires written approval — the hospital insurance desk handles this.
Co-pay and deductibles
Check your annual deductible and procedure co-pay.
Consumables
Confirm coverage for mesh, staples, and other implants.
Exclusions
Cosmetic procedures, certain pre-existing conditions and elective second opinions vary.